1 in 5 families with children under age 18 does not have life insurance, according to a 2018 LIMRA study. The study also indicated that 48% of U.S. households are underinsured by an average of $200,000.
Life insurance premiums are calculated after looking at an individual’s health risk factors: tobacco use, cholesterol level, obesity, diabetes and family history.
Modifying controllable health and lifestyle factors will reduce your life insurance premium, in addition to making you healthier!
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