What it Means
to be Community
What makes us different?
I would heartily recommend Community Insurance Group to anyone who is interested in engaging a quality, service and people oriented firm to handle their insurance needs – we did and it has proved to be the best insurance decision we’ve ever made!
Rex Murphy – TMX, Inc.
We help our clients reduce risk, protect their assets, and plan for the future.
The traditional approach to insurance focuses on bidding for the lowest price. As your trusted partner and advisor, we will identify and reduce your risk, manage your insurance program more effectively, and educate you in the process.
We reinvest over $100,000 of our client’s premium dollars annually in risk management tools and training programs that help you create a culture of safety and reduce your total cost of risk.
Playing the bidding game only leads to hiring the wrong agent to access the right insurance company.
We are a risk management company
We are able to help our clients round out their insurance coverage and only buy what they need. We believe that in order to exceed your expectations, we must go beyond insurance.
Below are just a few of the many services we provide:
Business Continuity Planning
Nearly 25% of businesses forced to close due to disaster never re-open their doors. Don't let it happen to you!
Employee Handbook Review
Are you worried your outdated employee handbook will get you into trouble? We will work with your to update, edit, and implement your new handbook.
Industry-specific Training & Resources
We go beyond general programs and training - you will have access to training and resources that are specific to your industry and custom-tailored to meet the needs of your business.
Online Risk Tools
Our Client Resource Portal includes: compliance updates, best practices and FAQs, OSHA/DOT/DOL/HAZMAT assistance, safety newsletters, payroll stuffers, template documents, HR compliance assistance, an online OSHA 300 log and MUCH more!
Build your Culture of Safety with our video training, online resources, print materials, and guest speakers. Educating employees about safety reduces your total claims.
Review the client services provided for the previous 12 months.
Total Cost of Risk Analysis
If your business is only focusing on insurance premiums as your way of quantifying risk, you may be missing costs that you have more control over. Our TCOR Analysis can help identify your true cost of risk.