Insurance can usually be obtained for most dogs; however, there are some limitations. If you own a breed that has been historically violent, you may have to pay an increased premium (even if your dog has not displayed any violent behavior). The following dog pedigrees are considered dangerous by most insurance carriers:
- Pit Bull
- German Shepherd
- Alaskan Malamute
- Saint Bernard
- Great Dane
- Doberman Pinscher
- Chow Chow
- American Staffordshire Terrier
To minimize the risk that your dog will display aggressive behavior towards other dogs or humans, you must be a responsible pet owner and do the following:
- Restrain your dog with a strong leash when in public or a fence while in the yard. The fence should be at least 6 to 8 feet tall, depending on your dog’s size.
- Socialize your dog as a puppy with other dogs and people. Take him or her to puppy classes starting at a young age, and praise your dog when he or she behaves well with others.
- Spay or neuter your dog, as fixing a dog alters its territorial instincts and aggression.
- Train the dog not to bite your hands, furniture, etc. If your dog starts to growl or chew on something, clap your hands loudly to distract him or her and then provide a toy for the dog to play with. Praise the dog when he or she chews on toys only.
- Give your dog lots of positive attention.
- Properly identify your dog with tags and/or a microchip.
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