A unique solution for your unique home
If you’ve experienced financial success in your life, then you’ve probably invested a great deal in your home. When shopping for homeowners insurance, you may find that standard policies don’t quite meet your needs. We can help you find high-value home insurance that fills in the gaps left by traditional homeowners insurance.
Why do I need a special policy?
A traditional homeowners policy may not be enough to cover your unique needs.
• Cap of $1,000-$2,000 for furs, jewelry, silver, and fine art
• Cap on contents coverage at 50%-70% of your home’s value
• Luxury home owners may have hired staff for cleaning, cooking, and gardening
• High value possessions are highly attractive to burglars
• Luxury items that appreciate in value, such as wine and fine art
Does my home qualify as high-value?
How do you determine if your home is a candidate for this type of policy?
• Some insurance companies offer high-value policies for homes valued at $300,000 or more
• Most won’t insure homes under $750,000 in value
• Some policies begin at the $1 million mark
• We can help you shop around to find the best policy to meet your needs
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